Built-to-spec
group health for
HVAC companies.
Specified for residential and commercial HVAC operators. Plans architected around your crew size, seasonal cadence, and owner-included coverage.
Why HVAC owners
specify group coverage.
Real health insurance — not stipends — pays for doctor visits, prescriptions, and hospital stays for your crew and their families. Below is what owners gain when they move to a real group plan.
Keep your best techs
Benefits keep your best techs from leaving for the competition.
SHOP credits & Section 125
Federal SHOP tax credits and pre-tax payroll deductions.
Owner-included coverage
Your family covered through the business, premiums deductible.
Level-funded stability
Level-funded options for monthly stability with refund potential.
HVAC business
configurations we cover.
Residential Service
Home HVAC repair and install crews.
Commercial HVAC
Office buildings and retail spaces.
Refrigeration Specialists
Commercial cooling and walk-ins.
New Construction HVAC
Pre-build install crews.
Multi-Trade Mechanical
HVAC + plumbing + sheet metal.
Implementation process.
Tell us about your company configuration and headcount.
We architect a group plan built to your specifications.
Free advisor call within 24 hours, enrollment in 14 days.
Owner case studies.
How real HVAC shops — from 6-tech operations to 22-tech mechanical contractors — specified group coverage for their crews and owner families.
Garrett K.
"We were losing apprentices to bigger shops with benefits. Adding a level-funded plan with dental cut our turnover almost in half in 18 months."
Linda V.
"Moving from giving everyone a stipend to a real group plan was easier than I thought. Climate Control walked me through SHOP credits I didn't know I qualified for."
Ahmad B.
"Best part is my own family is on it now. My wife's coverage used to cost more than my truck payment. Through the business it's tax-deductible."
Request a free group quote.
Tell us about your HVAC company. A specialist will call you back within 24 hours with a built-to-spec proposal.
